It’s distributed ledger.
It’s disruptive payments.
It's regulatory Compliant Blockchain.

Billon created a technology that enables zero cost global payments.

It’s not bitcoin, it’s the currency you know on the phone you have.

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Billons Distributed Ledger Technology and security have been tested and approved by European Regulators for use under the eMoney directive.

Billon stands apart from many blockchain technologies with a design specifically for a regulated financial environment. It is fully KYC and AML compliant.


Billon's technology platform has been designed with end users in mind. It's fast. It's scalable.

 With a small footprint and low cost, Billon's distributed ledger technology enables users with a smartphone to experience payment simplification.


Billon provides an open platform and clear APIs. It's designed to enable eMoney to be issued by multiple banks or regulated license holders. A pound is a pound, a dollar is a dollar, and a euro is a euro, regardless of which bank issued it.

Billon enables Frictionless payments.

Payments are between users or between buyers and sellers. There’s no bank or 3rd party in the middle of a payment. And there are no hidden crypto-currency charges.

  • No Barriers to Adoption

    Onboarding is as easy as downloading an app. No branch visit or paperwork required. Don't have a bank account? No problem. Users are assigned a bank account number, so it feels like a bank account and not a wallet.

  • Moving money by phone

    Billon technology enables users to move money. From one phone to another. From an ATM. Within a country or cross border. It is an open payment platform without restrictions.

  • Fed up with clunky ways of paying?

    Billon technology products allow users to buy with one click. No need to add personal details or to hassle with special SMS codes. Just instant transfer of funds.

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Billon is a complete eMoney solution.

Safekeeping and compliance are part of Billon's DNA. eMoney is issued by banking partners and license holders, in a fully regulated environment, governed by the European eMoney directives. Funds are never transferred into any type of crypto-virtual currency. There are no volatile or un-regulated parts to a transaction, and no awkward technology workarounds. Just regulated eMoney, with the security of distributed ledger technology.

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We make it possible for 2.5B adults without
 bank accounts to enter the digital economy.

Billon solves the challenge of financial inclusion.

The perfect mix of blockchain, financial service, and product knowledge


Billon's solution is distributed ledger technology levering principles required to function in a trust-based environment. Consensus is approached through a unique algorithmic approach, ensuring both transaction security and speed. Scaling is logarithmic.


Coin ownership is indisputably established by our banking partners. KYC and AML processes are business as usual, but in an environment where data about the device is available. FX processes fully supported, as are multiple currencies.


Billons showcase products, demonstrate the flexibility of its digital money platform. After feedback from 000’s of customers running the pilot app in Poland, these products take the best of features enjoyed by users, and add a user experience only possible with blockchain.

  • Sedna Testimonial Avatar

    "Andrzej is a leading authority on blockchain, with a career spanning 10 years in Wall Street, and then as successful entrepreneur."

    Andrzej Horoszczak, CEO and Founder

  • Sedna Testimonial Avatar

    "David, a three time bank CEO, has years of banking experience across Europe. Worked for 10 years at McKinsey in the US."

    David Putts, Chairman and Chief Commercial Officer

  • Sedna Testimonial Avatar

    "James was head of eChannels at RBS, and has 15 years experience in Corporate Banking and FX e-commerce."

    James Lynn, Managing Director United Kingdom

  • Sedna Testimonial Avatar

    "Maciej was founding CEO of (mPOS solution), worked on MTV strategy regarding online content monetization and led innovation for MasterCard."

    Maciej Łuczak, Chief Product Officer, Founder

  • Sedna Testimonial Avatar

    "Robert is an expert in complex IT strategies and transformational integrations at blue chip companies - HP, Mars and Orange, across multiple locations in Europe."

    Robert Kałuża, Chief Operating Officer, Founder

  • Sedna Testimonial Avatar

    "Billon has been created by a team of over 30+ IT specialists, including cryptologists, network and cloud engineers and system integrators."

    Billon, The Billon Team

Get started with Billon today!

Would you like to know more about Billon? Contact us!